Commercial Property Insurance in Plano, TX
Your business property represents more than physical space. It’s the foundation for your operations and the tools that keep everything running.
Unfortunately, a single fire or break-in could disrupt more than just your building. At Prime Time Insurance Services, we offer tailored commercial property insurance solutions for businesses throughout Plano and the surrounding area.
What Does Commercial Property Insurance Typically Cover?
Commercial property insurance is designed to help businessowners recover financially from property-related losses. Whether you lease, own or operate out of multiple locations, this coverage can help with the costs of repairing or replacing essential assets.
A standard policy may include financial protection for:
- Owned buildings and structures
- Equipment and machinery
- Furniture, computers and supplies
- Inventory and stock
- Documents and records
- Improvements made to leased spaces
Most plans cover damage from common perils such as fire, hail, lightning, wind and theft. However, flood insurance and earthquake coverage are typically not included unless added separately.
Custom Coverage for Local Businesses
Plano’s business community is diverse, including professional offices, retail shops and light industrial operations. We work with businessowners across all industries to fine-tune their commercial property insurance based on risk level, property value and business continuity needs. Additional options such as business income coverage, inland marine or equipment breakdown coverage can also be added to round out your policy.
At Prime Time Insurance Services, we make it easy to build a commercial property policy that suits your operations and budget. Our local agents are here to explain your options and assist you so that you’re not overlooking critical gaps in coverage.
Contact our Plano office today to request a commercial property insurance quote or schedule a personalized consultation.